Holiday Debt 2025: Don’t Let January Ruin Your Glow-Up

47% of Americans will go into debt this December — that’s the highest ever. Credit card balances? $1.23 TRILLION and climbing. Average gift spend? Still $1,100+ even with “cuts.” Result → 36% of us are STILL paying off last year’s Christmas. 😭 (Source: prnewswire.com and southermarylandchronicle.co
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